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A unique opportunity for hardworking families to help build and buy their own homes. Eligibility based on length of Whatcom residency, income, current housing status, ability to make timely monthly mortgage payments, and background check.

Housing programs serve low-income individuals, families, seniors, and persons with special physical and mental needs, offering resident support services in addition to a clean and safe place to live.

Low-income families who receive assistance from programs like WIC and TANF may be able to receive a set of cloth diapers for free.

A federal program dedicated to making phone and internet service more affordable for low-income households. This benefit provides eligible consumers with a monthly discount of up to $9.25, or up to $34.25 per month for households living on on qualifying Tribal land. Certain Lifeline providers offer free phone service for qualifying households, and may provide you with a free cell phone.

Reduced cost for utilities provided by the City of Blaine, including electric, water, sewage, and storm water. Available for low-income seniors or disabled adults.

Helps eligible families pay for child care. When a family qualifies for child care subsidy benefits and chooses an eligible provider, the state pays a portion of the cost of child care. Parents may be responsible for a copayment to their provider each month.

10% reduced rates for utilities provided by the city of Everson including water and sewer, available for low-income seniors and disabled adults exempt from Whatcom County property taxes.

Three available programs to subsidize electric costs for city of Sumas customers. Base fee waiver, 5% senior discount, and an Electric Bill Donation program are all available through the same application for qualifying residents.

Cascade Arrearage Relief and Energy Savings or CARES can reduce Cascade Natural Gas bills based on your income and household size. To apply for relief, complete the online form or contact your local Community Action Agency for assistance.

Reduced cost for utilities provided by the city of Lynden, including water, sewage, and storm water. Available for low-income seniors.

The Bill Discount Rate program factors household income and size to potentially reduce your energy bill by 5%-45%. In most cases, no proof of income is needed to apply.

Partnership with several affordable housing properties financed by Bonds and/or Low-Income Housing Tax Credits (LIHTC). Properties are managed by Indigo Real Estate Services. Income limits and other eligibility requirements may vary by property. To find out if you qualify or to learn about availability, you must contact Indigo directly.

Apply online for free legal help from NJP and other legal aid providers in your county, or call the CLEAR Hotline. Seniors (age 60 and over) can call CLEAR*Sr.

Discounted ferry tickets for eligible Lummi Island residents. Call for an appointment.

Low-interest loans for the rehabilitation of residences occupied by owner households with incomes at or below 80% of the median income of Whatcom County. Additional services include inspection to determine needed repairs, assistance in construction oversight, referrals to other agencies for social services beneficial to low- and moderate-income households, and more.

Serving families, seniors, and those with disabilities. Units are offered based on availability. Households generally pay 30% of their income for rent. Each property has its own application process; visit the Applicant Portals page to begin the application process.

A low-cost spay and neuter program for income-eligible applicants. If you are interested in having your companion animal spayed or neutered, please download the SNAP application online and email completed application to [email protected].

The Housing Choice Voucher program (Section 8) is a rent subsidy program funded by the Department of Housing and Urban Development (HUD) and administered by the Bellingham Housing Authority (BHA). This voucher based program is designed to assist lower income families, disabled individuals, and the elderly to find well-maintained housing in the private market in a location of their choosing, at a price they can afford.

Provides monthly payments to adults and children with a disability or blindness who have income and resources below specific financial limits. SSI payments are also made to people age 65 and older without disabilities who meet the financial qualifications.

The HELP program provides assistance for residential customers to help pay Puget Sound Energy bills. If qualifying, your account is credited to aid in bill pay.

30% or 15% discount on water, sewer, and storm drain utilities for qualifying low-income Ferndale residents. This discount is available to both homeowners and renters.

Provides affordable home Internet for qualifying households as well as low-cost computers, free WiFi hotspots, and free Internet training. Sign up for Internet Essentials for $14.95/month with no annual contract and free equipment. Families who qualify for Internet Essentials but have outstanding Xfinity debt may qualify for debt forgiveness as part of the Essentials program.

Hope House matches families receiving services with community member donations for the holiday season.

Voucher program for those in need of financial assistance to spay/neuter their pets. Vouchers can be used at local veterinary clinics to reduce cost burden.

Bellingham Housing Authority owns and manages properties that are rented to eligible households at a subsidized rate. This program can serve families, seniors, and those with disabilities. Households pay 30% of their income for rent.