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Rural Housing Repair Loans and Grants - USDA Area Office

Program that provides fixed low-interest loans to very-low income homeowners to repair or modernize their homes, or grants to elderly very-low income homeowners to remove health hazards.

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Single Family Housing Direct Home Loan - USDA Area Office

Offers fixed, low-interest, no money down loans for low and very-low income applicants to apply towards homeownership in eligible rural areas. Payment assistance is also available to subsidize mortgage payments for short times.

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Home Rehabilitation Loan Program - Bellingham City Hall

Low-interest loans for the rehabilitation of residences occupied by owner households with incomes at or below 80% of the median income of Whatcom County. Additional services include inspection to determine needed repairs, assistance in construction oversight, referrals to other agencies for social services beneficial to low- and moderate-income households, and more.

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Tribal Small Dollar Loan Program - Pacific Northwest Tribal Lending

Small start-up loans for Northwest Washington tribal members to help establish credit, access capital, and kickstart businesses.

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Assistive Technology Loans - Northwest Access Fund

Washington residents of all ages with disabilities of all types, including seniors with age-related functional limitations, are eligible to receive low-interest loans up to $25,000 for assistive technology, and up to $60,000 for home modification and adapted vehicles.

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On-Site Sewage Loan Program - Whatcom County Health and Community Services

Affordable loans to repair or replace failing septic systems, or connect to city sewer. Offered by the county through partner Craft3.

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Single Family Housing Guaranteed Loan - USDA Area Office

USDA assists approved lenders in offering fixed, low-interest, no money down home loans for low and moderate-income households in eligible rural areas.

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