Contact a specialist by phone for pre-purchase housing counseling, homebuyer education classes, down-payment assistance programs, and alternative homeownership models such as community land trusts and self-help homeownership.

These multi-hour free classes cover the homebuying process from the very beginning to move-in. Upon completion participants earn a certificate from the Washington State Housing Finance Commission. The certificate allows you to take advantage of special loan products and is a requirement for any of the WSHFC’s affordable loan products. Virtual and In-person classes available, check website for dates/times.

Mediation, conflict coaching, and phone conciliation services for community members facing housing-related conflict who wish to resolve disputes, improve communication, increase understanding, successfully negotiate payment or re-payment plans, discuss deposits and move out timelines, address lease agreements and other related issues, and move forward with creative solutions determined by the parties. Housing Stability services are free. *Para información en español marque al (360) 676-0122 extensión 114 o mande un mensaje a [email protected]

A resource library for the Washington Homeownership Resource Center. Includes resources for Seniors, Veterans, people with a disability, Black homeowners, and renters.

The goal of foreclosure mediation is for homeowners to have an opportunity to discuss options as alternatives to foreclosure, to provide parties with the ability to review programs that could assist in continued payment of mortgages, to review documentation with their bank or lender, and as a last resort, to discuss opportunities and timelines for a “graceful exit” from their homes.

Homeowners facing foreclosure can contact a specialist by phone for help understanding their rights, accessing resources and tools, and connecting to advocates that provide hands on help.

A specialty team that partners closely with many community partner agencies as part of a continuum of services, engaging clients seeking housing support who are either unenrolled from a health plan or seeking enrollment. The CORS Team aims to help clients access housing resources and other necessary services. Services in this program include Care Coordination, Housing Referral and Support, and Outreach and Engagement.

Tenants facing eviction can apply for free legal help from Northwest Justice Project and other local legal aid providers by calling the Eviction Defense line.

The Washington Homeownership Resource Center has partnered with the Black Home Initiative, with the goal to create 1,500 new Black homeowners within the next 5 years. The equity-focused program offers a personalized path to homeownership, education, and connection to resources.

Variety of homebuyer programs to satisfy loan requirements such as those for first time buyers, high cost loan counseling, HomeREACH mortgage prep, and other online courses.

A free series of classes designed to increase adults’ awareness with their own behaviorsand beliefs surrounding money. Topics discussed are goal setting, budgeting, credit, banking, identity theft and fraud.

Housing and Urban Development (HUD)-Approved Housing Counseling Agency. Offers free pre-purchase homebuyer education and financial counseling to anyone in the community.