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Identifies indoor air quality improvements for a home, including mold and moisture reduction, pest mitigation and air quality improvements that can help reduce asthma triggers and improve indoor environments. Available for both homeowners and renters with landlords permission.
Categories
Maintenance & Repairs
Home Owners
Home Renters
Pest Control
Health & Safety
The goal of foreclosure mediation is for homeowners to have an opportunity to discuss options as alternatives to foreclosure, to provide parties with the ability to review programs that could assist in continued payment of mortgages, to review documentation with their bank or lender, and as a last resort, to discuss opportunities and timelines for a “graceful exit” from their homes.
Categories
Housing Advice
Foreclosure Counseling
Home Owners
Housing
As a HUD-certified agency, Clearpoint offers housing programs that can help with a variety of situations, from buying your first house to helping you retain your home in times of crisis.
Categories
Homebuyer Education
Financial Education
Housing
Home Owners
Foreclosure Counseling
Housing Advice
Money
Improves a home’s energy efficiency, durability, indoor air quality and addresses health and safety concerns. Weatherization services focus on attic, floor and wall insulation, reducing drafts, heating system cleaning and safety inspection and ventilation improvements. Available for both homeowners and renters with landlord permission.
Categories
Efficient Appliances
Home Owners
Maintenance & Repairs
Health & Safety
See website for homeowner loan eligibility criteria and application. If eligible, with a CLT loan, there are no mortgage insurance payments, no balloon payments, no short terms, no fluctuating interest rates–only 30-year fixed-rate conventional mortgages.
Categories
Home Owners
Help Pay for Housing
Housing
Deferred, low-interest loans may be provided to income-qualifying homeowners to address repairs that focus on: home foundation repair or installation, roof repair or replacement, plumbing, electrical, septic siding, floor, gutters or other repairs to help meet safety standards.
Categories
Home Owners
Low-Income
Maintenance & Repairs
Homeowners facing foreclosure can contact a specialist by phone for help understanding their rights, accessing resources and tools, and connecting to advocates that provide hands on help.
Categories
Home Owners
Foreclosure Counseling
Housing Advice
Housing
Low-interest loans for the rehabilitation of residences occupied by owner households with incomes at or below 80% of the median income of Whatcom County. Additional services include inspection to determine needed repairs, assistance in construction oversight, referrals to other agencies for social services beneficial to low- and moderate-income households, and more.
Categories
Home Owners
Loans
Low-Income
Maintenance & Repairs
Housing
Offers major home repairs and improvements in order to maintain safe living conditions and home value. Repairs include, but are not limited to, weatherization, painting, landscaping, and roofing.
Categories
Maintenance & Repairs
Home Owners
Foreclosure prevention assistance funds to help homeowners who have experienced economic hardship as a result of the COVID-19 pandemic.
Categories
Emergency Payments
Help Pay for Housing
Home Owners
Foreclosure Counseling
Housing
Housing Advice