A Debt Management Program is a structured repayment plan that helps you pay off your unsecured debts more easily. Often, it comes with the added benefits of lower interest rates and waived fees.

The EcSA program helps families achieve financial success by paving a path to build a meaningful career and create confidence through financial literacy. Families with children who receive SNAP benefits are eligible to enroll.

A free series of classes designed to increase adults’ awareness with their own behaviorsand beliefs surrounding money. Topics discussed are goal setting, budgeting, credit, banking, identity theft and fraud.

Housing and Urban Development (HUD)-Approved Housing Counseling Agency. Offers free pre-purchase homebuyer education and financial counseling to anyone in the community.

Free one-on-one business coaching and assistance for potential and existing entrepreneurs in starting, growing, and managing a small business, navigating the gig economy, or managing self-employment income. NWAF assists: all disabilities, all income levels, ages 16 and up, and all types of businesses with under 5 employees.

These multi-hour free classes cover the homebuying process from the very beginning to move-in. Upon completion participants earn a certificate from the Washington State Housing Finance Commission. The certificate allows you to take advantage of special loan products and is a requirement for any of the WSHFC’s affordable loan products. Virtual and In-person classes available, check website for dates/times.

An attorney will consult with clients on their debt issues, including debt collection, garnishment, medical debt and charity care

Free financial empowerment courses cover financial goals, budgeting, debt management, and more. Classes are in-person and available year-round in both English and Spanish, with specialized courses for teens and seniors.

The payee program helps clients pay rent, utilities and other bills on time, manage finances and provide clients spending money each month. Current Compass Health clients can apply for payee services through their clinician.

When soldiers return home it can be difficult to truly reconnect with relationships and establish themselves financially. This program is geared toward helping members of the military and veterans re-establish themselves and achieve financial stability.

A free budget and credit counseling session gives you the opportunity to work with a certified credit counselor and create an action plan for your financial future. Online counseling available 24/7, 365 days a year.

Small start-up loans for Northwest Washington tribal members to help establish credit, access capital, and kickstart businesses.

This virtual workshop series offers all women opportunities to connect, learn new skills, and feel empowered on your journey to fulfilling your goals, dreams, and purpose.

Information, tips, and resources to help you effectively manage your money. Topics include budgeting, saving, credit, debt, banking, and taxes.

Series of virtual classes on the pitfalls of debt and how to increase monthly income. Topics vary weekly across 6 week cycles.

Combines financial coaching with benefits planning, providing specialized support to assist with planning for a future of financial security and supported independence. Services are offered free of charge to youth ages 14-25 who self-identify with a disability.

A student loan counseling session will give you the opportunity to discuss your options with a counselor who will give personalized recommendations about the repayment programs you might qualify for, along with other suggestions to make the debt more manageable.

Variety of homebuyer programs to satisfy loan requirements such as those for first time buyers, high cost loan counseling, HomeREACH mortgage prep, and other online courses.

Available for free to all families and individuals living in a county where federal or state-declared disaster has occurred. Create a personalized recovery plan, receive ongoing support and assistance completing applications for FEMA aid and submitting relevant insurance claims.

Free one-on-one financial coaching for people with disabilities in Washington and Oregon. Topics include credit, savings, debt, budgeting, banking, identity protection, benefits, and assistive technology.

Allows you to fulfill the requirements set forth by bankruptcy law and gives you access to a certified credit counselor. Pre-filing counseling and pre-discharge education available.